1. Conditions of participation
| Age at entry: | 1 – 65 years old |
| Max. age at maturity: | 75 years old |
| Policy term: | 1 year, automatic renewal |
| Premium term: | Equal to policy term |
| Waiting period: | 90 days(*) |
| Survival period: | 7 days(**) |
(*) Waiting period shall be 90 days commencing from the risk comment date or the latest reinstatement date of the policy, whichever date comes later. The Company shall not pay any insurance benefits if the Life Insured is diagnosed with critical illnesses before or during the Waiting period..
(**) Survival period shall be 7 days commencing from the date when Life Insured is diagnosed of critical illness. The Company shall not pay any insurance benefits if the Life Insured is dead in Survival period.
2. Product features
Critical illnesses and young patients diagnosed with critical illnesses have been increasing significantly, mainly due to the environmental pollution, daily food-related and lifestyle factors, harmful effects of second-smoking,…Most people not only confront with declining health but also financial worry about a budget for a course of medication when facing a critical illness. The “Extended critical illness” rider of MAP Life has been well-tailored by making a breakthrough list of 116 critical illnesses which have become very popular in Vietnam. Mirae Asset Prévoir will help you share the financial burden, relieve your worries about medical cost, stay focus on your treatment and continue to enjoy a happy life. A comprehensive protection against 116 critical illnesses popular in Vietnam. > Pay up to 4 times for 4 different illnesses within the list of 44 early-stage illnesses providing that the later illness must be in a different category from the previous ones as grouped into five early-stage-critical-illness categories. > Protect children against the risk of critical illnesses from early stage. > Assist you with the cost of treatment for diabetes complications. > Protect you against 59 illnesses at late stage.3. Insurance benefits
Juvenile critical illnessesIf the Life Assured under 18 years old is diagnosed of Juvenile critical illnesses, the Company shall pay 25% Sum Insured(1).
Diabetic complicationsThe Company shall pay 25% Sum Insured(1) if Life Insured is diagnosed of diabetic complications including limb amputation du🍒e to diabetes, diabetic🅺 retinopathy or diabetic ketoacidosis (if it is not treated, it will lead to coma and multi-organ failure).
Early-stage critical illnessesIf the Life Insured is diagnosed of early-stage critical illnesses, the Company shall pay 25% Sum Insured per early-stage critical illness(2).
Late-stage critical illnesses If the Life Insured is diagnosed of late-stage critical illness, the Company shall pay 100% Sum Insured after deducting total amount of multiple payments (if any) for the benefits of juvenile CI, diabetes complications, early-stage illnesses.(1) The Company shall pay 25% Sum Insured but not in excess of 500 million dong.
(2) The Company shall pay up to 4 times for 4 different illnesses within the list of 44 early-stage illnesses providing that the illness must be in a different category from the previous ones as grouped into five early-stage-critical-illness categories.